With only a couple of months left in the year, I am already starting to think about next year and goal set for our family. I have shared many posts relating to finances that you can check out under the Budgeting tab. I thought I would share how I keep track of our monthly spending and what categories I like to place items in. I highly encourage tracking spending. It can be a huge eye opener with where money is going and give a good overall picture and breakdown. I personally like to use an excel sheet to break up each month, however you can do what works best for your family.
Below is an example with pretend amounts and numbers just to give an idea of the organization. I like to be able to compare each month within the year and see what we are spending, saving, and how our investments have changed. This is an easy way for me to see the overall picture without it being too complex. I track down everything we spend, even if it is something less than ten dollars because those purchases can quickly add up!
I would love to know anything that you use or love for yourself or family!

As always, sending light and love!
Blessings,
Jac
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